For Indian businesses, freelancers, and exporters, growth often means looking beyond national borders. Getting an international client is the easy win. The tougher part is ensuring the payment process doesn’t eat into your margins with hidden fees, unpredictable exchange rates, or compliance headaches.

This is where the choice of a global payment platform becomes critical. Two popular names that often come up are Instarem and BRISKPE. Both claim to make international payments easier, but they are built on very different philosophies.

• Instarem takes a global-first approach, catering to individuals and businesses across multiple markets.
  
• BRISKPE is built India-first, with a laser focus on solving the specific challenges Indian businesses face when receiving money from abroad.

Let’s dig into the details and see how they compare.

Instarem

Instarem has carved out a solid reputation in the global remittance market. It’s widely used by individuals sending money to family and friends abroad, but it also offers business accounts to facilitate cross-border payments.

How Instarem Works

• Variable Fees: Instarem’s fee structure isn’t fixed. Some sources quote 0.30% to receive into an Indian account, while sending typically costs ~0.65%. The exact fee depends on the country, amount, and currency involved.
  
• Competitive Exchange Rates: Rates are often close to mid-market, but a small margin is added. This can be hard to notice upfront but reduces your final payout.
  
• Global Coverage: With a presence in 60+ countries, Instarem is handy if your client base is geographically diverse.
  
• Transfers: Usually land within 1–2 business days.
  

Real Example: $1,000 Payment via Instarem

• Fee (0.30%): $3
  
• Hidden FX margin (~0.7%): $7
  
• Total cost: $10
  
• Actual amount received: $990
  

It looks cheap upfront, but the FX margin is the kicker, something most users underestimate.

BRISKPE: An India-First Solution

Unlike global players, BRISKPE is built specifically for Indian businesses from independent freelancers to large exporters. Instead of designing for everyone everywhere, it doubles down on the pain points Indian users face: high bank fees, compliance complexity, and slow settlements.

Why BRISKPE Works Better for India

• Flat Fees, Full Transparency: 0.75% + GST on inward remittances. No hidden costs, no fluctuating fee structures.
  
• Zero Forex Markup: Payments are converted at live interbank rates with zero markup. You always know you’re getting the real value of your dollar.
  
• Instant e-FIRA: Every transaction automatically generates a free digital Foreign Inward Remittance Advice (FIRA). No waiting, no chasing banks.
  
• Fast Payouts: Funds land in your Indian account within T+1 working day.
  

Real Example: $1,000 Payment via BRISKPE

• Fee (0.75%): $7.50
  
• FX markup: $0 (live rate applied)
  
• Total cost: $7.50
  
• Actual amount received: $992.50
  

Compared to Instarem, that’s $2.50 more on a single $1,000 transaction not a big deal once, but huge if you receive dozens of payments monthly.

Side-by-Side Comparison

Feature / Aspect	Instarem	BRISKPE
Fee Model	Variable (0.30% receive, ~0.65% send)	Standard 0.75% or 0.2% for high-volume users
Exchange Rates	Competitive but with small markup	Zero markup, live interbank rates
Compliance Docs	Provided upon request	Instant free e-FIRA & e-BRC
Settlement Speed	1–2 business days	T+1 working day
Transparency	Fees vary by corridor	Simple, predictable pricing
Target Market	Global remittances	Indian freelancers, agencies, exporters
High-Volume Rates	Negotiable, ~0.3%	Custom 0.2% for >$100K/month

The High-Volume Advantage

Here’s where BRISKPE completely changes the game.

• Instarem for $100,000/month:
  
  • At 0.3%, fees = $300
    
  • Add ~0.5% FX margin = $500
    
  • Total cost = ~$800
    
• BRISKPE for $100,000/month:
  
  • At standard 0.75%, fees = $750
    
  • With custom pricing (0.2%), fees = $200
    
  • FX markup = $0
    
  • Total cost = $200
    

That’s a $600 monthly saving or $7,200 per year for exporters just by choosing BRISKPE. For enterprises with even larger flows, BRISKPE also provides custom quotes, making it virtually unbeatable on cost efficiency.

The Bigger Picture

• Freelancers & Consultants: Frequent small payments? Instarem’s flat minimum fees and FX margins will hurt. BRISKPE’s percentage-based model + zero markup ensures you keep more every time.
  
• Agencies & MSMEs: Faster payouts and automatic compliance docs mean less time wasted on paperwork and better cash flow.
  
• Exporters with High Volumes: BRISKPE’s 0.2% pricing is a league of its own beating even Instarem’s negotiable rates while removing FX uncertainty.

Making the Right Choice

Both platforms work but they’re built for different audiences.

• Instarem is a versatile global player, good for general-purpose remittances across corridors.
  
• BRISKPE is the smart pick for Indian businesses that want lower costs, faster compliance, and predictable earnings from global clients.

Here’s the bottom line:

• If you’re serious about scaling your international business and want to maximize earnings, BRISKPE is the clear winner.
  
• If you just need an occasional, global-coverage solution for mixed corridors, Instarem works fine.
  

Conclusion

Choosing the right platform is a strategic business decision. While Instarem is a capable global service, BRISKPE’s India-first approach provides solutions specifically designed for the needs of Indian businesses. From its transparent pricing and instant FIRA to its faster payouts and custom quotes, BRISKPE helps you streamline your operations and maximize your earnings from every international payment.

Do not let hidden fees and complicated processes diminish your hard-earned revenue. Choose the platform built for your success.

Choose BRISKPE. Ready to get paid from overseas easily and smartly? Sign Up at BRISKPE.com and start saving today.