The landscape of cross-border payments for Indian exporters, freelancers, and digital sellers has shifted from simple banking wires to specialized fintech platforms. Businesses now demand speed, transparency, and integrated compliance tools. Two distinct players often considered are BRISKPE and Dodo Payments.
The fundamental difference between BRISKPE and Dodo Payments lies in their operational models, which directly impacts compliance and cost efficiency for Indian businesses.
Dodo Payments Overview
Dodo Payments operates as a Merchant of Record (MoR), which focuses on simplifying global tax and sales compliance for digital product sellers.
The MoR model handles tax and compliance for cross-border transactions but comes with high percentage-based fees. Dodo Payments supports global payments from 150+ countries, includes multiple local payment methods, and offers automated invoicing.
However, this model can result in higher fee impact for larger transaction volumes.
BRISKPE Overview
BRISKPE operates as a payments collection platform focused on maximizing the Rupee value for the exporter.
Its low, flat-fee structure and zero FX markup make it significantly cheaper, resulting in higher final revenue for Indian businesses.
BRISKPE’s model is explicitly designed to minimize the cost of receiving money from international virtual accounts into Indian Rupee accounts. It emphasizes compliance with FIRA, FEMA, and RBI norms, supports multi-currency collections, and ensures fast settlements (T+1–T+2).
Feature Discussion: BRISKPE vs Dodo Payments
While both platforms support cross-border commerce, BRISKPE’s specialization in the Indian regulatory context makes it the superior choice for managing compliance and maximizing take-home pay.
Global Payment Acceptance / Multi-Currency Collections
- BRISKPE: Supports collections in USD, GBP, EUR, CAD, AUD, SGD etc via virtual accounts, A2A and card/wallet.
- Dodo Payments: Supports global payments from 150+ countries, many local payment methods and multiple currencies.
Transaction-Fee Structure Transparency
- BRISKPE:
- Flat-fee model for collecting international A2A payments into India.
- Up to $2,000 USD: Flat $16 fee per transaction.
- $2,001–$10,000 USD: Flat $25 fee per transaction.
- Above $10,000 USD: 0.25% of transaction value.
- Volumes above $50,000/month: Custom enterprise pricing available.
- Dodo Payments:
- Standard fee about 4% + US$0.40 per transaction (for cross-border) and additional layering for billing/tax etc.
Compliance / Export Documentation Support
- BRISKPE: Emphasises compliance, no hidden charges, flat fee, supports multi-currency and exchange.
- Dodo Payments: Includes MoR (Merchant of Record) model and handles tax/compliance, but the fee impact for larger sums is higher.
Cost Comparison
If you’re an Indian freelancer or service provider getting paid from abroad, the fee and settlement differences matter a lot. Collecting say US $2,000 (≈ ₹1.7 lakh+) from a foreign client and moving it into INR means every percentage point lost is real.
Let’s analyze a single, typical business invoice of $5,000 to indicate the savings. The key differences are the fee model and the scope of what the fee covers.
Payment Example: $5,000
| Fee Component | BRISKPE (Inward Remittance) | Dodo Payments (Merchant of Record) |
|---|---|---|
| Transaction Fee | Flat $25 (for $2,001–$10,000 slab) | 4.0% of Transaction + $0.40 |
| Calculation | $25.00 | ($5,000 x 4.0%) + $0.40 = $200.40 |
| FX Markup | Zero Markup (Live Interbank Rate Applied) | Varies (FX conversion embedded in settlement) |
| Total Fee | $25.00 + Applicable GST | $200.40 (Includes global tax/compliance handling) |
| Net USD Received | $4,975.00 | $4,799.60 |
By choosing BRISKPE for a single $5,000 payment, the business retains $175.40 more of their hard-earned revenue compared to the high percentage fee of the MoR model.
This cost efficiency is crucial for businesses with high-value contracts or significant monthly transaction volume.
Summary Table
| Feature | BRISKPE | Dodo Payments |
|---|---|---|
| Global Payment Acceptance | Yes (Via dedicated Virtual Accounts) | Yes (Via payment gateway/checkout) |
| Payment Links/Invoicing | Yes (Custom payment links for invoices) | Yes (Payment links, automated invoicing) |
| Settlement Time (Inward) | Fast (Typically T+1 to T+2 business days) | Variable (Bi-monthly, weekly cycles available) |
| Indian Regulatory Compliance | Direct (Focuses on FIRA, FEMA, RBI norms) | Indirect (MoR handles global tax; FIRA handling is not explicitly primary) |
| Fraud Protection | Yes (AML/KYC standards) | Yes (Advanced real-time detection, chargeback handling) |
Conclusion
- Lower transaction cost for larger payments vs ~4 %+ for Dodo.
- Faster settlement (within 1 business day) supports cash-flow.
- Clear focus on Indian exporters/freelancers with multi-currency collection and INR conversion.
- Simplified fee structure = easier to predict and plan margins.
If you’re working with high-value clients abroad and want to optimize net receipt, this makes a material difference.
For any Indian business primarily focused on maximizing net revenue from service exports, high-value B2B contracts, or large e-commerce flows, BRISKPE is the definitive choice.
The platform’s low, flat-fee structure directly rewards scale, and its commitment to zero FX markup and instant, free e-FIRA ensures both profitability and non-negotiable regulatory compliance are optimized.
Visit BRISKPE.com for more info!
