BRISKPE

BRISKPE recognised by CB Insights as one of the 105 tech companies offering fintech tailored to SMBs across 14 different markets.

BRISKPE vs. Instarem: The Right Choice for Your Global Payments

Unlike global players, BRISKPE is built specifically for Indian businesses, from independent freelancers to large exporters. Instead of designing for everyone everywhere, it doubles down on the pain points Indian users face: high bank fees, compliance complexity, and slow settlements.

Why BRISKPE Works Better for India

Flat Fees, Full Transparency: Guarantees no hidden costs or fluctuating fee structures outside of the applicable GST.
Zero Forex Markup: Payments are converted at live interbank rates with zero markup. You always know you’re getting the real value of your dollar.
Instant e-FIRA: Every transaction automatically generates a free digital Foreign Inward Remittance Advice (FIRA). No waiting, no chasing banks.
Fast Payouts: Funds land in your Indian account within T+1 working day.

Real Example: $1,000 Payment via BRISKPE

Fee: Flat $16
FX markup: $0 (live rate applied)
Total cost: $16
Actual amount received: $984.00

Compared to Instarem, that’s $2.50 more on a single $1,000 transaction not a big deal once, but huge if you receive dozens of payments monthly.

Updated Pricing

We charge a flat $16 per transaction for payments up to $2,000. For payments between $2,000 and $10,000 the charge is $25 per transaction. For amounts above $10,000 the rate is 0.25% per transaction. Payments exceeding $50,000 per month or enterprise clients can access custom pricing by talking to us.

Side-by-Side Comparison

Feature / AspectInstaremBRISKPE
Fee ModelVariable (0.30% receive, ~0.65% send)Flat $16 up to $2,000, $25 for $2,000–$10,000, 0.25% above $10,000
Exchange RatesCompetitive but with small markupZero markup, live interbank rates
Compliance DocsProvided upon requestInstant free e-FIRA and e-BRC
Settlement Speed1–2 business daysT+1 working day
TransparencyFees vary by corridorSimple, predictable pricing
Target MarketGlobal remittancesIndian freelancers, agencies, exporters
High-Volume RatesNegotiableCustom pricing for payments exceeding $50,000 per month

The High-Volume Advantage

Here’s where BRISKPE completely changes the game.

That’s a $600 monthly saving or $7,200 per year for exporters just by choosing BRISKPE. For enterprises with even larger flows, BRISKPE also provides custom quotes, making it virtually unbeatable on cost efficiency.

Instarem for $100,000/month:
At 0.3%, fees = $300
Add ~0.5% FX margin = $500
Total cost = ~$800

BRISKPE for $100,000/month:
Fee (Custom Rate): tailored pricing for high-volume clients
FX markup: $0 (live rate applied)
Total cost: far lower than Instarem

The Bigger Picture

Freelancers and Consultants: Frequent small payments? Instarem’s variable fees and FX margins will hurt. BRISKPE’s transparent, flat structure and zero markup ensure you keep more every time.

Agencies and MSMEs: Faster payouts and automatic compliance docs mean less time wasted on paperwork and better cash flow.

Exporters with High Volumes: BRISKPE’s transparent rates and custom pricing make it a league of its own while removing FX uncertainty.

Making the Right Choice

Both platforms work but they’re built for different audiences.

Instarem is a versatile global player, good for general-purpose remittances across corridors. BRISKPE is the smart pick for Indian businesses that want lower costs, faster compliance, and predictable earnings from global clients.

Here’s the bottom line:
If you’re serious about scaling your international business and want to maximize earnings, BRISKPE is the clear winner. If you just need an occasional, global-coverage solution for mixed corridors, Instarem works fine.

Conclusion

Choosing the right platform is a strategic business decision. While Instarem is a capable global service, BRISKPE’s India-first approach provides solutions specifically designed for the needs of Indian businesses. From its transparent pricing and instant FIRA to its faster payouts and custom quotes, BRISKPE helps you streamline your operations and maximize your earnings from every international payment.

Do not let hidden fees and complicated processes diminish your hard-earned revenue. Choose the platform built for your success. Ready to get paid from overseas easily and smartly? Sign up at BRISKPE.com and start saving today.

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BRISKPE vs. Instarem: The Right Choice for Your Global Payments